PayID is fast becoming one of the most popular digital payment methods for many Aussies.
It offers plenty of benefits for online casino players, including instant transactions and high security. But one common question we often hear from players is about PayID limits. Just how much can you deposit in a single transaction? And is there a limit per day?
In this guide, we’ll break down everything you need to know about PayID deposit limits when playing at an online casino.
What Are PayID Deposit Limits?
PayID limits refer to the maximum amount you can deposit using PayID. These limits can vary depending on several factors, including your bank, the policies of the PayID casino, and your account verification level.
Bank-Imposed PayID Limits
Each Australian bank sets its own PayID transfer limits. These limits can differ depending on:
- Daily transaction limits: Most banks cap the total amount you can transfer per day. Limits can differ depending on whether you’re using the mobile app or Internet banking.
- Per-transaction limits: There may be limits set for each individual PayID transaction. For example, you might have a $20,000 daily allowance but each transaction could be capped at $5,000, requiring multiple transfers.
- Account type: Business or premium account holders may be eligible for higher limits; policies vary by bank.
- Verification status: Some banks may increase PayID limits after additional verification steps, such as re-confirming identity or enabling two-factor authentication (2FA).
Examples of PayID Limits by Bank
| Bank | Typical Daily Limit | Per-transaction / Notes |
|---|---|---|
| Commonwealth Bank | Up to $20,000 | Typical daily cap for PayID transfers |
| ANZ | Starts at $1,000; adjustable up to $10,000 | Change limits via app or internet banking |
| Westpac | Most accounts start at $750 | Can increase via online banking; thresholds vary by account |
| NAB | $2,500 (without SMS Security); up to $5,000 (with SMS Security) | Limits apply per NAB ID |
We recommend double-checking with your bank to confirm your exact PayID limit, as limits do vary.
Casino-Imposed PayID Limits
In addition to bank limits, online casinos set their own deposit restrictions. These can be based on:
- Minimum deposit amount: Often around $10–$20.
- Maximum deposit per transaction: Can range from $5,000 up to $50,000 depending on the casino and your player status (VIP customers may receive higher limits).
- Regulatory restrictions: Casinos licensed in different jurisdictions may have specific compliance-driven limits.
How to Check a Casino’s PayID Limits
To find out a casino’s specific PayID deposit limits, you can:
- Check the banking/payment section of the casino website.
- Read deposit-related terms and conditions (on the casino site).
- Contact customer support — most casinos offer live chat, email or phone support.
Can You Increase Your PayID Limit?
If your current PayID limit is too low for your casino deposits, you may be able to increase it by:
- Contacting your bank: New accounts often start with low pay limits. You can usually request higher daily or per-transaction limits via the bank’s app or internet banking.
- Verifying your identity: Some banks raise limits after additional verification steps, such as providing further ID or enabling security features.
- Checking VIP programs: Casinos sometimes allow higher deposit limits for high-roller or VIP players; premium bank accounts may also qualify for higher limits.
Conclusion
Understanding PayID deposit limits helps you manage your online casino transactions. Banks and casinos set different limits that can apply per transaction or per day, but you can usually request increases if you need more flexibility.
Always check directly with your bank and the chosen online casino to ensure smooth, hassle-free deposits.