How to Set Up PayID with Major Australian Banks

4 min

PayID is one of Australia’s fastest and most secure payment methods. You can use it to make various online payments, including depositing funds into your online casino account.

Setting up PayID is easy, but the process does vary slightly depending on who you bank with. In this guide, we’ll walk you through how to register PayID with most of the major Aussie banks, via desktop and mobile.

What Is PayID?

PayID is a unique identifier, like your mobile number, email address, or ABN, that’s linked to your bank account.

It lets you make fast and secure payments without having to remember long BSB and account numbers.

Setting Up PayID with Major Banks

So we can recommend the best PayID casinos for our readers, our team has set up PayID at all of the major banks. We’ve opened accounts, activated PayID and then used it as a payment method.

Let’s take a look at how to set up PayID with the big four banks.

Commonwealth Bank

On Mobile (CommBank App):

Open the CommBank app and log in.
Head to Settings > Payment settings > PayID.
Tap Register PayID and select your preferred identifier (email, phone number, or ABN).
Choose the account to link your PayID to from your list of accounts.
Enter the verification code sent to your registered contact number.
Confirm registration and start using PayID.

On Desktop (NetBank):

Log in to NetBank via a web browser.
Click on Settings, then select PayID Management.
Choose Register a new PayID and select your identifier.
Link it to your preferred account and verify ownership with a security code sent to your mobile or through your app (depending on your set up).
Confirm and activate PayID for your transactions.

ANZ

On Mobile (ANZ App):

Open the ANZ App and log in.
Tap Payments, then select Manage PayID.
Choose an eligible PayID type (e.g. your mobile number or email).
Link it to your ANZ account.
Complete verification to confirm your registration.

On Desktop (ANZ Internet Banking):

Log in to ANZ Internet Banking.
Navigate to Settings > Manage PayID.
Select your preferred identifier and link it to an account.
Follow the authentication process to verify your PayID.
Confirm registration to activate PayID.

Westpac

On Mobile (Westpac App):

Sign in to the Westpac App.
Tap Services > Manage PayID.
Choose your identifier and link it to one of your listed accounts.
Verify ownership via SMS or email depending on how you’ve set up your security through the Westpac app.
Confirm your registration to enable PayID transactions.

On Desktop (Westpac Online Banking):

Log in to Westpac Online Banking.
Click on Services, then select Manage PayID.
Select your identifier and link it to an account.
Complete verification to activate PayID.

NAB

On Mobile (NAB App):

Open the NAB App and log in.
Navigate to Payments > PayID Settings.
Choose a PayID type and link it to your NAB account.
Verify via SMS or email and complete registration.

On Desktop (NAB Internet Banking):

Log in to NAB Internet Banking.
Select PayID Settings under Payments.
Choose your preferred identifier and link it to your preferred account.
Complete the verification process to get started using PayID.

Verifying and Using PayID

Once your PayID is registered, you can use it to make instant payments, including online casino deposits.

All you need to do is choose PayID as your payment method, get the casino’s identifier details and make the payment via your internet banking or mobile app.

How PayID Setup Compares Between Big Four and Smaller Banks

If you don’t have an account with one of the big four banks, you’ll be keen to find out how to set up PayID with your bank.

While we can’t unfortunately provide a breakdown of every Aussie bank that offers PayID, we’ve done some research to see if there are any major differences across banks.

Here’s what we found:

Registration process: You typically register your PayID through your bank’s app, internet banking, or by contacting your bank’s customer service team.
Eligible PayID types: Most banks support common PayID types including your mobile number, email address or ABN for businesses.
Security measures: All banks follow strict security protocols, including ID verification and fraud detection, regardless of size.
Real-time transfers: Both large and small banks use the New Payments Platform (NPP), which enables instant transfers using PayID.

Differences You Might Encounter with Smaller Banks

There are a few small differences you may find if you’re banking with a smaller bank when it comes to PayID:

Supported PayID types: Some of the smaller banks can offer fewer PayID type options (e.g., only mobile numbers and not emails or ABNs).
User interface: Some of the smaller banks' apps may not be as advanced as the big four, so you’ll need to set up PayID via online banking or by contacting customer service directly.
Processing times: While PayID transfers are generally instant, some smaller banks could have longer verification times for setting up or linking a PayID.
Transaction limits: PayID transfer limits might be lower at smaller banks, though you can usually adjust these limits through the bank’s app or internet banking.

Examples of Smaller Banks Supporting PayID

Most of the mid to smaller-sized Aussie banks and credit unions offer PayID services, including:

Bank of Queensland (BOQ)
Bendigo Bank
ME Bank
Suncorp
ING Australia

Conclusion

Setting up PayID is straightforward with any of the big four banks. By linking your email, phone number, or ABN to your bank account, you’ll get access to a fast, easy, and secure way to deposit funds to your online casino account.

While the setup process for PayID is similar across all Aussie banks, some of the smaller banks might have fewer options or a less streamlined process than the big banks. We always recommend checking the bank's website or contacting customer service for specific setup instructions and available PayID types.